If you're a law enforcement or first responder family, you already know the exact “what if” that keeps you up at night. For us, the realization really hit when I was six months pregnant with our second daughter. My husband — a sheriff’s deputy — and I suddenly realized that if something happened to him, our girls and I would be left with a financial mess…and only half the income to clean it up.

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We had slipped into the same cycle that so many first responder families fall into: the overtime-and-spending trap. You spend because you can work overtime, and then you have to work overtime to sustain the spending & debt. It’s exhausting, it’s stressful, and it chips away at your family’s peace.

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Been there. Done that. And we knew something had to change.

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Our Turning Point

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We hit the ground running. We built a real financial plan and used the same tools I now teach my clients:

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• Prioritized and tackled our debt with a structured spend-down plan

• Built and followed a true zero-sum budget

• Put the right life insurance protection in place

• Created a savings plan that turned “emergencies” into small inconveniences

• And most importantly — we stuck with it

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Within just seven months:

• We paid off almost half our debt

• Cash-flowed my three-month maternity leave

• Ran a consistent monthly budget

• Built savings we could finally rely on

• Secured enough life insurance to pay off our home for either of us

• And for the first time, we felt actual peace around our money

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That transformation changed everything.

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Why I Serve First Responders

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I knew then that I wanted to help others take control of their finances — but more specifically, I wanted to help law enforcement and first responder families, because our financial challenges are unique:

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• Unpredictable overtime

• High-stress shifts

• Physical and mental exhaustion

• Injury risks

• Missed family time

• Elevated “what if” scenarios

• And often, very little mental capacity left for money management

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First responders carry enough stress on the job.

Financial strain shouldn’t be one more burden weighing them down.

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That’s why I built Priority One Financial Coaching — to provide financial literacy for first responders, budgeting tools for first responders, and a clear, judgment-free path to stability. My mission is to free up your mental space, reduce the financial stress on your household, and help your family build a more secure future.

When your finances are under control, your LEO or first responder can stay more focused and diligent on the job — and your home becomes a place of support and calm instead of financial chaos.

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You Don’t Have to Do This Alone

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Whether you’re dealing with debt, trying to determine retirement readiness, need guidance on savings, or want a personalized personal finance guide for your future, I’m here to help you build the confidence and clarity your family deserves.

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Your job is to serve the community.

My job is to serve the people who serve all of us.

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